http://www.marketwatch.com/news/story.asp?guid=%7B20C06575-04D4-B545-724D-EFCD81713D62%7D&siteid=rss&rss=1
Credit-card debt consolidators were able to slash nearly half of their balances on average and improve their credit score by 18 points over an 18-month period…

: Personal-loan rates are half credit-card APRs. Is now the time to consolidate?
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