‘My husband and I have 8 kids’: We have $200,000 in a high-yield savings account at 3.75%. Are we beating inflation?

https://www.marketwatch.com/story/my-husband-does-all-our-finances-we-have-200-000-in-a-high-yield-savings-account-at-3-75-are-we-beating-inflation-15c0b4fb?mod=mw_rss_topstories
“We rely solely on his income to support our family and we have eight kids, so I have aimed high for our emergency fund.”…