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Is it better to set up a trust for my grandchildren or just lend them money when they need it?

https://www.marketwatch.com/story/is-it-better-to-set-up-a-trust-for-my-grandchildren-or-just-lend-them-money-when-they-need-it-8b3cae72?mod=mw_rss_topstories
Is money given by the trust taxable…

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