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The Moneyist: I’m sick and tired of tipping 20% every time I eat out. Is it ever OK to tip less? Or am I a cheapskate? 

http://www.marketwatch.com/news/story.asp?guid=%7B20C06575-04D4-B545-71F0-61487BA2F378%7D&siteid=rss&rss=1
‘Over the last 12 months, I have seen my rent go up by 25%. I’m now paying $3,200 for a one-bedroom apartment.’…

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